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Why Should You Use a Local Agent to Navigate


One important piece of information that has not been publicized in the  Obama Administration’s rollout of is that you can use a local, exchange certified agent to navigate  Why should you use an agent?  There are a number of great reasons.


We understand the changes in healthcare.  We have been following the changes and deadlines with health reform since it was signed into law in 2010.


We understand the changes in health plans.  Do you understand how a health insurance policy issued before January 2014 differs from one issued January 1, 2014 and after?  We do, and we can help explain the additional coverage in a January 2014 policy.


We have been on the exchange.  We have been helping hundreds of clients navigate  We can help you get online, set up your account and complete your application.  We can do this quickly and with less frustration than you doing it by yourself.


We can help service your policy.  Have a question, billing issue or problem with you policy?  Your local agent can assist you in getting it resolved – eliminating the need to wait in a call cue with a customer service agent that may not be able to address all of your concerns.


We are licensed experts in health insurance.  We had to pass an exam, complete continuing education requirements and be appointed by the insurance companies we represent.  The Navigators, who can help you complete an application, are not experts in the plan offerings and cannot explain plan benefits to you.  They are not licensed or trained to do so.


It doesn’t cost you anything extra.  You will pay the same premium and get the same subsidy whether you try to do it on your own or enroll in a plan with an exchange certified agent.


So why not enlist in the expertise of a local agent?  We can assist you in determining the right plan, the right price and provide you with the right local service you deserve!



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