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Okun Insurance, A Lighthouse Group Company Blog Page 2

View the latest blog posts from Okun Insurance, A Lighthouse Group Company.

You have seen the commercials about saving $400 on your auto insurance.  You have seen the ability to “name your own price”.  You have been asked to go get online car insurance and save.  The discounted, direct-marketed insurance companies would have you believe that every auto insurance policy is the same and that they all offer you the same coverage. READ MORE >>

As an insurance agency, we want to help our clients avoid losses whenever possible.  While insurance can try to “make you whole” financially after a covered loss, the best solutions is to not have the loss at all.  Insurance, after all, cannot bring back a loved one that is killed in an auto accident. READ MORE >>

The U.S. Department of Health and Human Services has announced a change in dates for the open enrollment period for 2015-2016.  The Open Enrollment Period will begin on November 1, 2015 and end on January 31, 2016.  Mark your calendars for this change in your ability to enroll in or change your health insurance plan for 2016. READ MORE >>

If you, or someone you know still has not enrolled in health insurance coverage, you may still have the chance.  The Department of Health and Human Services has just announced a new Special Enrollment Period for health insurance. READ MORE >>

Health Insurance Open Enrollment ends in less than a week.  For 2014-2015, open enrollment ends February 15, 2015.  Here are some things you will need to know:   New Plans.  Many carriers are expanding their health plan offerings for the upcoming open enrollment season. READ MORE >>

The Department of Health and Human Services Secretary, Kathleen Sebelius, indicated while on Capitol about ten days ago, that the administration would not extend the individual mandate.  With that announcement, what would it mean to someone who does not enroll in health insurance by March 31st? READ MORE >>

Why Should You Use a Local Agent to Navigate Healthcare.gov   One important piece of information that has not been publicized in the  Obama Administration’s rollout of Healthcare.gov is that you can use a local, exchange certified agent to navigate healthcare.gov.  Why should you use an agent? READ MORE >>

The number and types of living situations have become very diverse.  Couples choose to live together prior to marriage; older couples are residing together but deciding not to re-marry.  Same-sex couples may be unable to marry due to state law but are living together in a single residence. READ MORE >>

Many insurance companies have had a large number of weather-related claims in the past few years.  Because of this, companies are looking at claims histories and applying surcharges on insured property with claims.  Since water damage is a common source of homeowners policy claims, we thought we would share some information on how to reduce water losses in your home. READ MORE >>

We have many clients that are concerned that under health reform, the Medicare Advantage plans will be eliminated.  This is not true and several of our Medicare Advantage carriers have told us they will continue to offer Medicare Advantage plans after 2014.   READ MORE >>

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